When Marshall Ratliff walked into the First National Bank, he was greeted with a jolly “Hello, Santa!” It was then that his accomplice came in and announced it was a robbery.
Ratliff was a career criminal who had just got out of jail early December 1927. At this time, around four banks were robbed every day in Texas, and Texas law enforcement offered a bounty of $5,000 for anyone who shot a bank robber. Ratliff had been in the town of Cisco before and knew he would be recognized, so he went as Saint Nicholas for the heist. He had gathered two other criminals for the caper and borrowed a Santa Claus costume, so the plan was set.
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